You lose thousands annually due to unoptimised and underfunded pensions

Switch to salary sacrifice to save both you and your employees on National Insurance. Simplify pensions for your team so they can live the retirement they want.

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Pension optimisation

The problem

Unoptimised and underfunded

Salary sacrifice is a HMRC approved National Insurance cost saving scheme used by 86% of the FTSE 350 but only 27% of UK companies. It unlocks a wealth of tax savings for businesses and their employees.

Scottish Widows estimate that 49% of 22-29 aren't saving enough to live above the poverty line in retirement. This will have a huge cost to their wellbeing and their underfunded pensions are costing you too.

See how much this costs you with our calculator

Optimise with salary sacrifice

A HMRC approved way for you and your employees to save on national insurance costs

Save on national insurance

£10,000s each year is being wasted - it costs your employees as well!

Effortless to switch

Mintago and it's partners handle all the administration for you so you can just sit back and enjoy the savings.

HMRC approved

Salary sacrifice is simply a pension contribution restructure.
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We make pensions easier

"I thought the Pension Hunting Service from Mintago was fantastic. I have had a number of workplace pensions over the last 15 years and was not aware of the locations, balances and I simply did not have the time to search for them. The service from Mintago was easy, straightforward and very fast, a service which I could not recommend enough."


Employee at a Wealth Manager

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